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XZOExzeo Group, Inc.NYSE

Exzeo Group Reports Q1 2026 Financial Results

8-KEarningsbullishImpact75

XZO Price

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N/A$0.00 (+0.00%)
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Exzeo Group reported strong first-quarter 2026 financial results with increased revenue, net income, and managed premium

Earnings Snapshot

Revenue
$55.5 millionUp from $52.4 million in Q1 2025
Net Income
$20.4 millionUp from $18.0 million in Q1 2025
Diluted EPS
$0.22Consistent with $0.22 in Q1 2025
Managed Premium
$1.43 billionUp from $1.24 billion in Q1 2025

Exzeo Group announced its financial results for the first quarter ended March 31, 2026, reporting revenue of $55.5 million, up from $52.4 million in the prior year, and net income of $20.4 million, an increase from $18.0 million. Diluted earnings per share remained consistent at $0.22. The company also highlighted a significant increase in Managed Premium to $1.43 billion and Annual Recurring Revenue to $216.2 million, driven by new customers and growth in existing relationships, along with the addition of a seventh insurance carrier partner

Score75

Score Rationale

bullish

The score is high because Exzeo Group's first-quarter results show significant year-over-year growth in key financial and operating metrics, suggesting positive business momentum.

Performance & Outlook

Revenue

Up 6% YoY
Q1 2025
$52.4 million
Q1 2026
$55.5 million

Net Income

Up 13% YoY
Q1 2025
$18.0 million
Q1 2026
$20.4 million

Cash from Operations

Up 29% YoY
Q1 2025
$19.8 million
Q1 2026
$25.5 million

Key Business Updates

  1. Annual Recurring Revenue$216.2 million

    Up from $198.7 million in Q1 2025

  2. Adjusted EBITDA$26.5 million

    Up from $25.2 million in Q1 2025

  3. Adjusted EBITDA Margin49%

    Down from 50% in Q1 2025

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XZO Market Context

SectorFinancial Services
IndustryInsurance
Market Cap$1.55B
Shares Outstanding90.92M
Public Float12.48M
Public Float %13.7%
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Original Filing Text

SEC filing text preserved from the raw item store.

0001873951false00018739512026-05-062026-05-06

 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

May 06, 2026

Date of Report (Date of earliest event reported)

 

 

Exzeo Group, Inc.

(Exact name of Registrant as specified in its charter)

 

 

Florida

001-42937

85-2578837

(State or other jurisdiction of incorporation)
 

(Commission File Number)

(I.R.S. Employer Identification Number)
 

 

 

 

 

 

1000 Century Park Drive

 

Tampa, Florida

 

33607

(Address of principal executive offices)

 

(Zip Code)

 

813 776-1000

(Registrant's telephone number including area code)

 

Not applicable

(Former Name or Former Address, if Changed Since Last Report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class

 


Trading Symbol(s)

 


Name of each exchange on which registered

Common Stock, $0.001 par value

 

XZO

 

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

 


Item 2.02 Results of Operations and Financial Condition.

On May 6, 2026, Exzeo Group, Inc. ("Exzeo") issued a press release announcing its financial results for the three months ended March 31, 2026. A copy of the earnings release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

Exzeo plans to host an earnings conference call on May 6, 2026 at 5:45 p.m. Eastern Time, during which members of executive management, including the Chief Executive Officer, President, and Chief Financial Officer will discuss the results.

Interested parties can listen to the live presentation by dialing the number below or by accessing the listen-only webcast link available here or on the Company's Investor Relations website at investors.exzeo.com.

Date: Wednesday, May 6, 2026

Time: 5:45 p.m. Eastern Time (2:45 p.m. Pacific Time)

Toll-free listen only number: (800) 715-9871

International listen-only number: +1 (646) 307-1963

Conference ID: 2747849

Webcast Link

Please call the conference telephone number 10 minutes before the start time. An operator will register your name and organization. If you have any difficulty connecting with the conference call, please contact Gateway Group at (949) 574-3860.

A replay of the call will be available after 8:00 p.m. Eastern Time on the same day as the call on the Company's Investor Relations website at investors.exzeo.com.

Item 9.01 Financial Statements and Exhibits.

 

Exhibit Number

 

Description of Exhibit

99.1

 

Press Release Dated May 6, 2026

104

 

Cover Page Interactive Data File (embedded within the Inline XBRL document)

 


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

 

 

Exzeo Group, Inc.

 

 

 

 

Date:

May 6, 2026

By:

/s/ Suela Bulku

 

 

 

Suela Bulku
Chief Financial Officer