FiledMay 27, 2026 - 7:34 AM ET

BNSBANK OF NOVA SCOTIANYSE

6-K includes consolidated capitalization exhibits as at April 30, 2026

6-KEarningsneutralImpact60

BNS Price

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Why It Matters

The exhibits provide company capitalization and retained earnings balances that inform balance-sheet strength and capital structure (subordinated debt, preferred instruments, retained earnings, total common equity). IFRS 17 adoption language may affect comparability of insurance-related results. Investors should review the exhibits for detailed financial statements and any impacts on regulatory capital or earnings presentation

Summary

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The Bank of Nova Scotia's Form 6-K is a wrapper with two material exhibits (99.1 and 99.2) containing financial-results information, including a consolidated capitalization table dated April 30, 2026. The filing references accounting basis and IFRS 17 adoption (retrospective restatement to November 1, 2022). Exhibits appear to provide balance/capitalization detail rather than an earnings narrative or EPS figure in the primary wrapper

Score60

Score Rationale

neutral

Filing contains material exhibits (99.1, 99.2) with a consolidated capitalization table as of April 30, 2026 and IFRS adoption notes; this is analyst-reviewable financial-result information but not a full earnings press release, supporting a feed-level score.

Bullish

Consolidated capitalization table shows substantial retained earnings (59,876) and total common equity (77,222) as of April 30, 2026, indicating capital base on the balance sheet (source: Exhibit 99.1/99.2).

Bearish

The capitalization table shows outstanding subordinated debentures (5,766) and material preferred shares/other equity instruments (9,939), which represent fixed obligations or non-common capital claims that affect available common equity (source: Exhibit 99.1/99.2).

Key Evidence

The following table sets forth the consolidated capitalization of The Bank of Nova Scotia (the “Bank”) as at April 30, 2026:
As at April 30, 2026 (in millions of Canadian dollars) — Subordinated debentures 5,766
Common shares 22,002; Retained earnings 59,876; Accumulated other comprehensive income (4,604); Total common equity 77,222; Preferred shares and other equity instruments 9,939
accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for the last six months period ended April 30, 2026 ...
Date: May 27, 2026 | By: /s/ Gerhardt Samwell | Name: Gerhardt Samwell | Title: Senior Vice-President & Chief Accountant

What To Watch Next

Open Exhibits 99.1 and 99.2 for the detailed consolidated financial statements and notes (income statement, EPS, regulatory capital metrics) not shown in the wrapper.
Assess IFRS 17 retrospective restatement impacts (adoption note references November 1, 2022) for comparability of insurance-related items.
Monitor any accompanying earnings press release, MD&A, or investor presentation that summarizes period results and key ratios (CET1, leverage, ROE).

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Original Filing Text

SEC filing text preserved from the raw item store.

### 6-K - 6-K
6-K
1
d32518d6k.htm
6-K

6-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

Form 6-K

Report of Foreign Private Issuer

Pursuant to Rule 13a-16 or 15d-16 of

the Securities Exchange Act of 1934

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For the month of: May, 2026 |
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Commission File Number: 002-09048 |

THE BANK OF NOVA SCOTIA

(Name of registrant)

40 Temperance Street, Toronto, Ontario, M5H 0B4

(Tel.: (416) 866-3672)

(Address of Principal Executive Offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

Form 20-F ☐ Form 40-F ☒

This report on Form 6-K shall be deemed to be incorporated by reference in The Bank of Nova Scotia’s registration statements on Form S-8 (File No.
333-199099) and Form F-3 (File No. 333-282565) and to be a part thereof from the date on which this report is filed, to the extent not superseded by documents or reports subsequently filed or furnished.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned, thereunto duly authorized.

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THE BANK OF NOVA SCOTIA |

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EXHIBIT INDEX

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Exhibit
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Description of Exhibit
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99.1 |
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Consolidated Capitalization and Consolidated Earnings Ratios |

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99.2 |
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Statement Regarding the Computation of Consolidated Ratio of Earnings |

### EX-99.1 - EX-99.1
EX-99.1
2
d32518dex991.htm
EX-99.1

EX-99.1

Exhibit 99.1

CONSOLIDATED CAPITALIZATION OF THE BANK

The following table sets forth the consolidated capitalization of The Bank of Nova Scotia (the “Bank”) as at April 30, 2026:

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As at
April 30, 2026 |
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(in millions of
Canadian dollars) |
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Subordinated debentures
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5,766 |
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Common shares
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22,002 |
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Retained earnings
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59,876 |
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Accumulated other comprehensive income
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(4,604 |
) |

Other reserves
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(52 |
) |

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Total common equity
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77,222 |
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Preferred shares and other equity instruments
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9,939 |
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Total equity attributable to equity holders of the Bank
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87,161 |
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Non-controlling interests in subsidiaries
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1,421 |
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Total equity
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88,582 |
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Total capitalization
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94,348 |
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CONSOLIDATED EARNINGS RATIOS

The following table provides the Bank’s consolidated ratios of earnings to fixed charges, based upon financial information calculated in
accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) for the last six months period ended April 30, 2026 and for each of the years in the five year period ended
October 31, 2025.

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2026 |
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2025 |
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2024 |
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2023 |
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2022 |
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2021 |
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Consolidated Ratios of Earnings to Fixed Charges
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Excluding interest on deposits
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6.49 |
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4.73 |
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4.32 |
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4.27 |
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5.78 |
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9.00 |
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Including interest on deposits
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1.40 |
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1.27 |
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1.23 |
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1.25 |
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1.82 |
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2.56 |
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Consolidated Ratios of Earnings to Combined Fixed Charges and
Preferred Dividends
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Excluding interest on deposits
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4.96 |
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3.76 |
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3.59 |
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3.60 |
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5.14 |
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7.55 |
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Including interest on deposits
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1.37 |
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1.25 |
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1.21 |
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1.23 |
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1.78 |
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2.46 |
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For purposes of computing these ratios:

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earnings represent income from continuing operations plus income taxes and fixed charges (excluding capitalized
interest and net income from investments in associated corporations);
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fixed charges, excluding interest on deposits, represent interest (including capitalized interest), and
amortization of debt issuance costs;
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fixed charges, including interest on deposits, represent all interest; and
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preferred dividends include dividends from preferred shares and other equity instruments.
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On November 1, 2023, the Bank adopted IFRS 17 Insurance Contracts, which replaces IFRS 4, the previous accounting
standard for insurance contracts. The Bank adopted IFRS 17 on a retrospective basis, restating the results from the transition date of November 1, 2022. Accordingly, results for fiscal 2023 have been restated to reflect the IFRS 17 basis of
accounting for insurance contracts. Results for periods prior to November 1, 2022 continue to be presented under the IFRS 4 basis of accounting and have not been restated.
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### EX-99.2 - EX-99.2
EX-99.2
3
d32518dex992.htm
EX-99.2

EX-99.2

Exhibit 99.2

Computation of Consolidated Ratio of Earnings

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2026 |
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2025 |
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2024 |
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2023 |
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2022 |
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2021 |
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Income from continuing operations before income taxes
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6,602 |
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10,509 |
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9,924 |
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9,671 |
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12,932 |
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12,826 |
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Less: Gain from investees
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411 |
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608 |
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198 |
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153 |
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268 |
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339 |
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6,191 |
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9,901 |
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9,726 |
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9,518 |
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12,664 |
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12,487 |
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Fixed charges
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1,127 |
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2,655 |
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2,927 |
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2,912 |
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2,649 |
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1,560 |
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Earnings
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7,318 |
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12,556 |
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12,653 |
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12,430 |
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15,313 |
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14,047 |
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Interest expense
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1,127 |
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2,655 |
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2,927 |
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2,912 |
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2,649 |
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1,560 |
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Fixed charges
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1,127 |
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2,655 |
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2,927 |
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2,912 |
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2,649 |
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1,560 |
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Preference security dividend
requirements (1)
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347 |
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685 |
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594 |
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544 |
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330 |
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300 |
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Fixed charges and preferred dividends
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1,474 |
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3,340 |
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3,521 |
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3,456 |
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2,979 |
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1,860 |
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Ratio of earnings to fixed charges
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6.49 |
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4.73 |
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4.32 |
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4.27 |
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5.78 |
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9.00 |
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Ratio of earnings to combined fixed charges and preferred dividends
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4.96 |
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3.76 |
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3.59 |
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3.60 |
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5.14 |
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7.55 |
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Income from continuing operations before income taxes
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6,602 |
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10,509 |
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9,924 |
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9,671 |
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12,932 |
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12,826 |
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Less: Gain from investees
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411 |
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608 |
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198 |
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153 |
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268 |
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|
339 |
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|
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6,191 |
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9,901 |
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9,726 |
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9,518 |
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12,664 |
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12,487 |
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Fixed charges
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15,323 |
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36,080 |
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42,407 |
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38,562 |
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15,443 |
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8,025 |
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Earnings
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21,514 |
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45,981 |
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52,133 |
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48,080 |
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28,107 |
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20,512 |
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Interest expense
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15,323 |
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36,080 |
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42,407 |
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38,562 |
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15,443 |
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8,025 |
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Fixed charges
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15,323 |
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36,080 |
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42,407 |
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38,562 |
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15,443 |
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8,025 |
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Preference security dividend
requirements (1)
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|
347 |
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|
685 |
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|
594 |
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|
544 |
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|
330 |
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|
|
300 |
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|
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Fixed charges and preferred dividends
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15,670 |
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36,765 |
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43,001 |
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39,106 |
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15,773 |
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8,325 |
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Ratio of earnings to fixed charges
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1.40 |
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1.27 |
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1.23 |
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1.25 |
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1.82 |
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2.56 |
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Ratio of earnings to combined fixed charges and preferred dividends
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1.37 |
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1.25 |
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1.21 |
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1.23 |
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1.78 |
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2.46 |
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Note (1) |
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Preference security dividend requirements include the amount of pre-tax earnings that is required to pay the dividends on outstanding preferred shares and other equity instruments. |